Personal Risk

Key Staff:
Adam McCann
Steven Genoff

Whether you need to protect yourself, your family, minimising the effects of unforeseen circumstances is essential.  Many families and businesses have crumbled from the loss of a key member of the team due to illness, injury of even death, and at Bartons we understand how important it is to protect yourself from this risk.

Researching, selecting and negotiating life insurance policies, estates and business ownership structures can be daunting, but our experienced professionals can suggest personalised strategies that will best suit your needs.

“Should my policy be owned by me, my company or my super or SMSF fund?”  We can help answer these questions, and many more, as well as advise you of the best solution, whether you are starting fresh or transferring existing policies.

Our Risk Service Packages Include:

Term Life Insurance

  • This provides you with a lump sum payment for your family to ensure that the plans you had for them can be fulfilled

Total and Permanent Disability Insurance

  • Total and permanent disability insurance provides a lump sum payment if you suffer a sickness or injury and are permanently unable to work
  • It also helps you pay the additional expenses that arise due to an ongoing sickness or injury

Trauma Insurance

  • Trauma Insurance provides a lump sum payment if you suffer one of a list of major medical traumas
  • It also assists you to obtain the best medical and rehabilitation care, as well as helping you change your lifestyle

Income Protection Insurance

  •  Income protection insurance provides a regular earnings replacement payment, in the event you suffer a sickness or injury, and are temporarily unable to work
  • It also helps you maintain your lifestyle until you are ready to return to the workforce


I just wanted to let you know how much we appreciate all of the effort you have put in to help us get terms for cover.

We feel very blessed that we have met all of the people at Bartons who have been absolutely amazing.

Probably just everyday stuff for you guys, but for us, an incredibly satisfying and comfortable experience knowing that we have very competent and diligent people working to help us with all of our personal affairs.

Nick Collison, Personal Risk Insurance Client